Terms & Conditions

Last Updated: 1 January 2026

Welcome to Fiscor. These Terms & Conditions govern your use of our website, services, and financial planning tools. By accessing or using our services, you agree to be bound by these terms. If you disagree with any part of these terms, you must not access our service.

1. Interpretation and Definitions

For the purposes of these Terms & Conditions:

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Fiscor, Herengracht 412, 1016 BT Amsterdam, Netherlands.
  • Service refers to the Website and the financial planning tools, budget allocation software, and consultancy services provided by Fiscor.
  • Website refers to Fiscor, accessible from https://fiscor.com.
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
  • Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

2. Acknowledgement

These are the Terms & Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms & Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms & Conditions. These Terms & Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms & Conditions. If You disagree with any part of these Terms & Conditions then You may not access the Service.

You must be at least 18 years old to use this Service. By using this Service and agreeing to these Terms & Conditions, You warrant and represent that You are at least 18 years of age.

3. Services Provided

Fiscor provides budget allocation tools, financial literacy resources, debt management strategies, and general financial information. While we strive to provide accurate and useful information, we are not a registered investment advisor or a broker-dealer. The information provided on this website is for informational and educational purposes only and should not be construed as professional financial advice.

3.1 Consultations

Any consultations provided by Fiscor are based on the information you provide. We do not guarantee specific results, such as debt reduction or investment returns, as these depend on individual circumstances and market conditions.

3.2 Account Registration

To access certain features of our Service, you may be required to create an account. You agree to:

  • Provide true, accurate, current, and complete information during the registration process.
  • Maintain and promptly update your account information.
  • Maintain the security of your password and accept all risks of unauthorized access to your account.
  • Notify us immediately if you suspect any unauthorized use of your account.

4. User Data and Privacy

Your use of our Service is also subject to our Privacy Policy. Please review our Privacy Policy, which also governs the Service and informs users of our data collection practices.

By using our Service, You agree to the collection and use of information in accordance with our Privacy Policy.

4.1 Financial Data

You may be asked to provide financial data to utilize our budget tools. You acknowledge that you are solely responsible for the accuracy of this data. We use industry-standard encryption to protect your data, but we cannot guarantee absolute security against unauthorized intrusions.

5. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Fiscor and its licensors. The Service is protected by copyright, trademark, and other laws of both the Netherlands and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Fiscor.

6. Your Feedback to Us

You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback without restriction.

7. Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Fiscor.

Fiscor has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Fiscor shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

8. Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms & Conditions.

Upon termination, Your right to use the Service will cease immediately. If You wish to terminate Your account, You may simply discontinue using the Service or contact us at [email protected].

9. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Fiscor, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind including, without limitation, lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of the service or any products procured using the service.

10. Disclaimer of Warranties

The service is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, Fiscor, on our own behalf and on behalf of our affiliates and our and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice.

11. Governing Law

These Terms & Conditions and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the Netherlands.

12. Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company at [email protected].

13. Severability and Waiver

13.1 Severability

If any provision of these Terms & Conditions is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

13.2 Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms & Conditions shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

14. Translation Interpretation

These Terms & Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.

15. Changes to These Terms & Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, please stop using the Service.

16. Contact Information

If you have any questions about these Terms & Conditions, please contact us: